Welcome to JumboLoansUtah.com, the trusted home of Utah jumbo mortgages for buyers who expect elite service, ultra-competitive rates, and flawless execution.
We specialize exclusively in jumbo home loans in Utah, giving our clients access to some of the best jumbo mortgage rates in the state, along with flexible underwriting, low down-payment options.
Whether you’re purchasing a luxury home, upgrading to your dream property, or refinancing a high-balance mortgage, our jumbo loan experts understand the nuances that matter most—complex income structures, asset-based qualification, self-employed borrowers, and high-net-worth scenarios.
Utah Jumbo Loans Designed Around You
Unlike large national banks, we’re local to Utah—and that matters. We take the time to understand your goals, structure the loan correctly from day one, and move quickly without unnecessary friction.
Our Utah Jumbo Loan Highlights:
- Jumbo loans with as low as, 10%, or 15% down
- No monthly mortgage insurance
- Competitive jumbo, conventional high balance, and VA high balance rates
- Credit scores accepted starting around 660+ (program dependent)
- Loan amounts exceeding conforming limits and up to 9 million
- Purchase and refinance options available
- Local underwriting knowledge for Utah markets
From Park City to Salt Lake City, Draper to Alpine, we help Utah buyers win in competitive markets with strong approvals and clean closings.
Why High-End Buyers Choose Us.
✔ Utah-based jumbo loan specialists
✔ Some of the lowest jumbo rates in Utah
✔ Fast approvals & clear communication
✔ Expertise with complex financial profiles
✔ Personalized strategy—not call-center lending
When your home purchase involves seven figures, experience matters.
Ready to Secure the Right Jumbo Loan in Utah?
If you’re looking for a Utah jumbo mortgage lender who combines top-tier rates with white-glove service, you’re in the right place.
Get started today and see why more Utah buyers are choosing us as their jumbo lending partner.
Our Mission
After more than three decades in the mortgage lending industry in Salt Lake City, we've evolved. To us, a mortgage isn't just a loan - it's a tool that can help you build generational wealth. Our mission is to assist you in accumulating wealth through real estate acquisition and debt management.
Request a consultation (801) 301-5626
Guaranteed Rate, Inc. D/B/A Rate | All rights reserved. NMLS License #2611 © 2026 All Rights Reserved. | Dan Munford NMLS ID 139374 | Equal Housing Lender | 9350 South 150 East Sandy Utah 84070 | (801) 301-5626 | Your Utah Jumbo Lender
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